Property Risk Insights

Fast, Accurate & Easy.

For better decisions today and in our climate-impacted future.

Gamma Risk assesses both physical and transitional risks to property assets for the entire UK and Ireland through our comprehensive Property Risk Insights:

Applications

Our multi-feature property risk platform, Perilfinder™.

APIs

Our easy to consume data rich property APIs and data consulting services.

Sustainability Solutions

Our services, APIs and applications to support your sustainability goals.

Proud to deliver critical Property Risk Insights solutions to some of the world’s greatest financial institutions

Gamma Risk is trusted by many progressive banks and insurers including:

Why Gamma Risk?
Reasons to work with us

Trusted, flexible, property level risk assessment solutions. Stability is our promise and quality is our obsession.

We are dedicated to creating a frictionless experience for you and your customers.

We make using our product and your product as easy as possible, saving time and effort for you and your customers.
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We are world-class experts in geocoding.

Three things are needed to assess property level risk. 1) Locate the Property; 2) Locate the Risk; 3) Compare. If any element is flawed, so are your results. Gamma Risk is a global expert in geocoding and view it as a critical component in all of our services.
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We have the largest most complete property risk database for the UK & Ireland.

Our AddressLink™ solution has data on over 35M properties, with c.1.5 trillion data points, covering all of Great Britain, Northern Ireland and the Republic of Ireland. We uniquely offer complete coverage across all of the British Isles, providing a comprehensive option through our applications, APIs and data enrichment services.

Our customers bear witness to our pedigree.

Gamma Risk has a 100% customer retention rate in twenty years of offering our solutions in insurance and banking. Why? Because we are obsessed with our customers’ success and our services matches that obsession. We go the extra mile to make sure our solutions more than satisfy our customers’ requirements and we make sure that they stay current and available.

We constantly innovate through our dedication to R&D.

At Gamma, we are constantly engaged in R&D and dedicate over 60% of our development resources on developing the next version or product.  We constantly innovate in insurtech, greentech, risk modelling, spatial analytics, geocoding and in any area where location can help. We have learned a great deal from working with the largest insurers and banks, who drive us forward with their changing requirements. We learn not just from the narrow confines of insurance, but from the broader location intelligence and spatial analytics world. Quite simply, this makes us better.

The Gamma Tech Environment

Gamma Risk Tech Environment Diagram

Three Solutions. Multiple deployment options. Frictionless delivery and support.

See how our solutions benefit your peers.

Mortgage Advisor

For Financial institutions of all types, the need to manage, appraise, and report on physical and transitional risk associated with climate-related impacts is essential. And getting ahead of any legislative change should be vital for all.

Gamma encodes property backed loans, including mortgages, with current and future flood risk due to climate change.

Property Underwriter

Perilfinder™ enables property level data assessment and empowers underwriters to make informed decisions on any peril issues that may affect a quotation through simple RAG (red, amber, green) scoring and user-friendly mapping interfaces & dashboards.

Property-level data and map visualisation enables the underwriter to review the prospects requirement in its context, as well as determine the overall impact of writing business from a Total Sum Insured (TSI) or accumulations perspective.

Technical Underwriter

Data enrichment underpins the ability for an insurer to speed up customer onboarding, alongside balancing new business opportunities with appetite to risk.

Gamma Risk works collaboratively with those responsible for business operations to deliver a frictionless solution though our AddressLink APIs. The use of pre-fill property data enables the business to deliver quotes in less time, reducing cart abandonment and improving customer satisfaction.

Head of Sustainability

Encoding your property portfolio with climate-related peril and energy performance data enables the identification of properties with low ratings and appraises what mitigation can be implemented in order to achieve a higher rating.

Utilising Gamma’s Sustainability Solutions can help you to help homeowner customers to not only understand their climate-related challenges and retrofit journey, but also what the associated costs are, the return on investment anticipated, what grants/loans are available to support their transition, and the consequent reduction in risk and CO2 emissions.

Pricing Actuaries

Gamma Risk works closely with pricing and actuarial departments to provide models and data at property level for perils such as flood, fire, subsidence, burglary and windstorm.

These are delivered and maintained by our data team through direct data supply or APIs.

Mortgage Advisor

For Financial institutions of all types, the need to manage, appraise, and report on physical and transitional risk associated with climate-related impacts is essential. And getting ahead of any legislative change should be vital for all.

Gamma encodes property backed loans, including mortgages, with current and future flood risk due to climate change.

Property Underwriter

Perilfinder™ enables property level data assessment and empowers underwriters to make informed decisions on any peril issues that may affect a quotation through simple RAG (red, amber, green) scoring and user-friendly mapping interfaces & dashboards.

Property-level data and map visualisation enables the underwriter to review the prospects requirement in its context, as well as determine the overall impact of writing business from a Total Sum Insured (TSI) or accumulations perspective.

Technical Underwriter

Data enrichment underpins the ability for an insurer to speed up customer onboarding, alongside balancing new business opportunities with appetite to risk.

Gamma Risk works collaboratively with those responsible for business operations to deliver a frictionless solution though our AddressLink APIs. The use of pre-fill property data enables the business to deliver quotes in less time, reducing cart abandonment and improving customer satisfaction.

Head of Sustainability

Encoding your property portfolio with climate-related peril and energy performance data enables the identification of properties with low ratings and appraises what mitigation can be implemented in order to achieve a higher rating.

Utilising Gamma’s Sustainability Solutions can help you to help homeowner customers to not only understand their climate-related challenges and retrofit journey, but also what the associated costs are, the return on investment anticipated, what grants/loans are available to support their transition, and the consequent reduction in risk and CO2 emissions.

Pricing Actuaries

Gamma Risk works closely with pricing and actuarial departments to provide models and data at property level for perils such as flood, fire, subsidence, burglary and windstorm.

These are delivered and maintained by our data team through direct data supply or APIs.

Working with the most trusted technologies

Data Partners
Accreditation
+
Trillion

Property data points in AddressLink™  database.

%
Customer Retention

Since 2008, Gamma Risk has retained 100% of insurance and banking customers for Perilfinder™ and APIs.

of Top 5

Insurance companies in Europe are working with Gamma Risk.

Find out how Gamma can help your organisation today.

Talk to our team and discover how our solutions, including property data APIs and data enrichment services, can revolutionize your risk assessment process. Our UK risk management services ensure that you are equipped with the best property risk insights.

Property Risk Insights